We consented to 45 lb . Why We don’t understand. But there u get. Ideally become more with icl

Hi, i’ve simply been onto my sunny account and did an affordability issue. It claims i will be due simply over ВЈ500 but is only going to get about ВЈ5 of this. The difficulty I have is I still owe the cash nevertheless the loan happens to be offered to SLL Capital. With wonga they took the amount that is full the thing I still owed, that I ended up being hoping they’d do right here but as the been offered do we still need to spend all of it back and just accept ВЈ5 from sunny? I really hope this will make feeling

Sara (Financial Obligation Camel) says

I will be amazed it has occurred. Ended up being the loan that is last of this people being refunded?

I’m unsure how exactly to make sure that? It simply took me personally directly to just how much We had been due.

Sara (Financial Obligation Camel) says

okay, it is best to mobile up customer services and inquire them why while you experienced redress calculated it hasn’t been utilized to counterbalance the total amount owed. Be persistent.

Thankyou ring that is i’ll the next day. Because its offered to SLL Capital though do they will have power to accomplish that?

Sara (Debt Camel) says

Yes, a lender can invariably buy back once again a debt.

well ive been on the phone to got and sunny nowhere. Essentially all ill get straight back through the £558 is a few pounds plus they will maybe maybe not use the quantity off my debt as the with SLL Capital now. Appears quite unjust because the loan had been unaffordable and I also shouldn’t be paying out it. Essentially its maybe not their issue now because it had been in love with

Full of the boro says

Once I get on my account it states they can’t offer me that loan but could pass my details on to a different business whom could probably assist!

Have emailed them for support

Sara (Financial Obligation Camel) says

payday loans Nebraska

Can there be perhaps not a hyperlink to web page to put in a claim?

£6k odd it is saying my prospective claim is and I’ll get maximum of £60 right Back. That is psychological that this ongoing business has away with this specific.

We logged in this early morning to observe that We these people were maybe not considering my loan as unaffordable once the claims calculator didn’t suggest this . We neglect to observe how it is feasible offered that I experienced applied for other payday advances during the time of my application in addition to loan had been for £500 , In addition joined in to a financial obligation administration plan right after taking right out the mortgage in 2014 . I truly want to get this loan taken out of my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this had been a choice once I logged into my account but I’m not keeping down much hope .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan problem at the Ombudsman.

The issue actually that they should have marked the loan as defaulted in 2014/early 2015 – if they had, it would be dropping off soon for you is. this is certainly what you should really push for, perhaps not for the loan to be upheld as unaffordable.

Hi That’s all i would like we don’t actually worry about the reimbursement it is the payment that is late on my credit files which are the thing I require getting rid of . We have made complaints for them within the last month or two that the loans need to have been defaulted and additionally they declined to incorporate a default that is backdated 2014. They usually have now stated inside their webiste plus in the e-mail which they sent today they are handing the handling of the records into the credit guide agencies if amendments must be made . We can’t observe how the credit guide agencies should be able to make amendments though without permission from sunny ! This really is obtained from their site :

We now have transmitted the control of keeping any records that are remaining the credit score agencies, even as we will never be keeping these documents in the years ahead. Any more questions regarding entries on clients’ credit files in terms of ECIL loans should really be raised with all the agency that is relevant.

Sara (Debt Camel) says

OK, you’ll be able to grumble right to the CRAs – which CRAs show this loan?

All 3 regrettably ! I’ve raised Experian and Transunion today can do the exact same with equifax the next day . I’ve just never been aware of credit guide agencies being because of the power to amend entries on credit documents ! Extremely bizarre .

Sara (Financial Obligation Camel) says