Your debt agency the device business offered this to help keep delivering me provides but in my opinion We haven’t gotten any such thing for the past half a year.

Should this come down my credit report any time soon ?

Sara (Financial Obligation Camel) says

Defaults drop your credit record off 6 years following the standard date in the personal credit record.

But needless to say your debt collector may choose head to court for a CCJ, which will then be in your personal credit record for the next 6 years. When they allow you to be a beneficial offer to be in, accepting it could be a beneficial concept.

I don’t concur because they had closed the account and sold it to a debt agency that I owe the bill stated from the phone company and when I did reach out to them, they couldn’t give any further information.

Off my case, would this still not remain for another 6 years if I settle to get them ?

Sara (Financial Obligation Camel) says

maybe you have taken the problem towards the appropriate Ombudsman?

I’ve education loan financial obligation from 1997 which was sold to a DCA around 2015. We have actuallyn’t produced re re payment or acknowledged your debt since the’00s that are early nevertheless the DCA slapped a standard on in 2017 and state that the explanation for action’ began then. Does a financial obligation need to be in standard before a reason of action starts?

Sara (Financial Obligation Camel) says

An old-style education loan debt – we suggest you speak to National Debtline on 0808 808 4000 about any of it.

I’m from Venezuela. Back in 2014 we signed up for a post graduate system in England. In 7 june 2014 I made 1st and payment that is only my tuition charges. To cover the remainder I happened to be waiting around for the goverment to accept my demand to exchnage currency that is venezuelan pounds (in Venezuela you will need goverment authorization to get this done type of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two responses had been extremely complicated and long. You want you to definitely communicate with you in regards to the information on your instances, that individual is not me.

Hey! Thanks anyway.

We do believe I may simply inform the college about my situation that is current my manager placing my agreement on hold and every thing, to see when they can hold back until lockdown is lift here to resume conversation.

I’ve a debt that is old 2010-2011 that I didn’t realize was outstanding to virgin news. I recently signed up to credit references agency’s and this is where I realised this debt was outstanding as I am looking to buy a house. The total amount is small, however although payments could never be consumed mid 2010 this financial obligation seemingly have never ever been defaulted. So that it has remained on my credit file as a free account in arrears and lacking repayments which date on a monthly basis until June 2020 (present). My real question is just just just what recourse do i’ve with this, because clearly nearly 10years later on this will perhaps not nevertheless be being reported on my credit history and adversely impacting it? I am able to spend this quantity, nevertheless i would really like elimination of this from my credit history I was unaware of, and being almost 10 years old now surely should not still be recorded on my credit file, thought these issues usually only stay on the file for up to 6years as it is something.

Any information you are able to really provide would be valued.

Sara (Financial Obligation Camel) says

Have you continued utilising the Virgin account? If you don’t, whenever do you stop?

Please might you delete my sorry and surname for numerous articles.

I’ve a highly skilled financial obligation from 2010 until I recently looked at my credit file because we are looking to get a mortgage that I was unaware of. The account in arrears just isn’t for a number of cash and I also am in a position to repay this whenever you want, but the contact that is last had regarding this debt was at 2011 and I’ve had absolutely absolutely nothing since (we have actually relocated house etc but e-mail has not changed) it seems this debt ended up being never ever defaulted and has now remained as a free account in arrears and missed re re payments on a monthly basis since 2010, but I became entirely unaware. Do We have any recourse for working with this, it is very nearly ten years old it is nevertheless on my credit account as lacking a payment on a monthly basis. Could you please advise, many thanks ever a great deal